*O.A.C. Subject to terms of your Flexiti cardholder agreement. For deferred plans, no payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date. For no interest equal monthly payment plans, no interest will accrue during the promo period and monthly payments include premiums for payment protection insurance and fees, if applicable. For interest bearing plans, the annual promotional interest rate for the promo term will be disclosed prior to completion of the transaction. Purchase amount is to be paid in equal monthly payments of principal and interest, plus payment protection insurance premiums and taxes, if applicable. For all plans, if any payment is missed, the promo offer may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29% (35% for Quebec residents). Admin fee will be financed with purchase (excluding Quebec residents). Although the admin fee may be represented as a monthly or annual amount, the fee is due in full if the account is paid off early. Annual fee of $39.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces. No payments deferred plans are not available for Quebec residents, however, other deferred interest promos are available. Any balance at end of promo term bears interest at the Account AIR. Promo and terms may be changed without notice. Financing provided by Flexiti Financial, FlexiCard. Flexiti, Flexiti Financial and the Flexiti design are trademarks of Flexiti Financial Inc.